Author Archive
Long term care insurance - You get what you pay for
LONG TERM CARE INSURANCE YOU GET WHAT YOU PAY FOR
Don and his father sat in the office drawing up a plan of care that would address Dan’s mother’s increasing needs. It was an emotional meeting because Dad had always taken care of Mom in their fifty-two years together. It was very hard to consider entrusting [...]
Do You Really Need A Will?
DO YOU REALLY NEED A WILL?
The power of a well-drafted will and well-planned estate never ceases to amaze me. Even minor preparations save time, money, and energy. People often do not want to think about what would happen to their families if today was their last day on this planet. We would prefer to think [...]
Lost in the System! 89 year old discovers she is $20,000 poorer.
Lost in the System! 89 year old discovers she is $20,000 poorer.
Sounds like a headline in the National Inquirer, doesn’t it? Unfortunately it’s a true story that takes place right here in Central New York.
Mary has decided to sell her home of 40 years and move into an apartment that is more manageable for her. [...]
What You Need to Know About Medicaid Eligibility
What You Need to Know About Medicaid Eligibility
(Remember laws can vary from State to State. Be sure to check with an informed attorney, geriatric care manager or Medicaid or other human service representative to see how Medicaid rules apply to your individual situation.)
There are strict guidelines for Medicaid eligibility and the rules vary from state [...]
Applying for benefits
APPLYING FOR BENEFITS
If you are applying for Medicaid benefits, you must prove that you do not have the ability or means to pay for your own medical care. The Medicaid process has been likened to the auditing process of the IRS. You will need to complete a lengthy questionnaire, disclosing all assets and income, as [...]